SERVICES

ANNUITIES

Guaranteed Returns, Guaranteed Income and more...

Running out of money in retirement is a worry many people share. Through the use of annuities, we provide our clients guaranteed returns and guaranteed lifetime income that cannot be outlived. We offer a full range of annuities for individuals in every stage of their financial lives.

LIFE INSURANCE

So much more than just protection

Selecting the right life insurance policy isn't easy and the sheer volume of products available makes the choice even more difficult. We present a full range of competitively priced life insurance products from traditional to the most innovative and use careful analysis to provide the policies with the best tax advantages.

401K & ROLLOVERS

You've worked hard to save for retirement; let us show you the best way to grow it.

When you retire or switch jobs, it may be in your best interst to roll over that old 401K or IRA. We're here to help you determine the best options available to you and decide which one is the best fit for your specific financial goals.

LONG-TERM CARE INSURANCE

At least 70% of people over age 65 will require some form of long-term care services.

Think about the reasons why you'd want to plan ahead for long-term care expenses. You probably want to protect yourself and loved ones from having to make the difficult choices or rush decisions that individuals face when they haven't prepared. You may have expectations for your retirement lifestyle or the size of the legacy you'd like to pass along to the next generation. But what if you needed long-term care? Will the savings you've intended to cover expenses be sufficient, or will you need to spend down retirement or estate assets?

DISABILITY INSURANCE

Protection for your most valuable asset; your ability to earn a living.

Earning power is frequently overlooked when planning for insurance needs. Through personal and business disability income protection and salary continuation plans, we offer another valuable asset, peace of mind.

CD ALTERNATIVES

Safe money alternatives with increased growth potential.